Excess loss insurance protects self-funded groups against extreme risk. Groups
may choose the amount of risk to retain and the amount to cover by excess loss
insurance. Excess loss insurance for self-funded health plans has two parts:
Specific Excess Loss Coverage
Specific coverage limits the group's cost for eligible medical expenses for
each covered individual.
Aggregate Excess Loss Coverage
Aggregate coverage limits the group's overall annual costs for a self-funded
USAble Administrators can arrange services for groups interested in pursuing
excess loss coverage. Through our established relationships with several
top-rated excess loss carriers, we can provide competitive excess loss quotes
as part of our overall package of services. USAble's dedicated Excess Loss Unit
coordinates notification, filing and reimbursement activities when contract
provisions are met for our clients who use our preferred excess loss carriers.
Preferred Excess Loss Carriers